retirement challenges flat vector illustration | 
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| navigate by keyword : retirement elderly financial healthcare time management struggle planning adaptation vector illustration savings pension senior investment expense budget medical care insurance aging preparation future security income cost money life lifestyle leisure wealth fund account bank calculator clock coin dollar bill tablet wheelchair character adult person woman man glasses book		 | 
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| Retirement challenges concept. Elderly individuals facing financial planning, healthcare, and time management issues. Struggles adapting to post-work life. Vector illustration. | 
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