discretionary |
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| navigate by keyword : word wealth wages unnecessary undefined tracking three text takeaway square spending single shopping shape savings saving routine revenue retail rendering puzzle purchase price planning personal payment paying paper overhead outflow order nonessential money monetary microspending management lifestyles lifestyle liability letters latte isolated indulgence income habit food financial finance factor expenses expense essential economy economic drinking drink disposable discretionary dimensional daily cut cups cup cumulative cubes cube crossword cost consumption consumerism |
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| A 3D rendering of "DISCRETIONARY EXPENSES" across coffee cups, illustrating non-essential spending that, like daily coffee, adds up significantly over time. |
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